01
Life insurance
Designed to provide financial support for the people you leave behind.
- Helps protect a mortgage or rent commitment
- Supports childcare and household costs
- Usually pays a lump sum after a valid claim
Protection options
Three ways to protect
the life you have built.
Protect your family, your mortgage or your income with cover built for different financial risks. A protection adviser will help you choose cover that fits your needs and budget.
Understand the difference
Choose what you want the policy to cover.
Life insurance, critical illness cover and income protection work separately or together. A regulated protection adviser will assess your needs and explain what fits your budget.
02
Critical illness cover
Designed to provide money to help with bills and other costs if you are diagnosed with a serious illness covered by the policy.
- Helps reduce debts and ongoing costs
- The illnesses covered and how serious they must be vary by policy
- Usually pays a lump sum after a valid claim
03
Income protection
Designed to replace part of your earnings if illness or injury prevents you working.
- Can help with regular household bills
- Benefits usually start after a waiting period
- The rules for making a claim and how long payments continue vary by policy
Why Active Joe feels different
Selected protection rewards healthy living too.
Get everyday rewards, offers or savings from reward partners when your healthy activity is recorded on selected plans.
The rewards, activity needed and available offers vary by plan and provider. The cover must meet your needs and budget first.See rewards and benefits →Ready when you are
Get help choosing the right cover.
Tell us what you want to protect and what you can comfortably spend. A protection adviser will explain which options may fit your needs, what they cost and the important rules.
Start your free quoteSee what happens nextYour enquiry will be handled securely and followed up by a protection adviser.