01
Life insurance
Designed to provide financial support for the people you leave behind.
- May help with a mortgage or rent
- May support childcare and household costs
- Usually pays a lump sum after a valid claim
Protection options
Three ways to protect
the life you have built.
Different types of protection solve different financial problems. You do not need to choose alone—we help you start the right conversation.
Understand the difference
Protection is not one-size-fits-all.
These covers work separately or together. An appropriately authorised adviser assesses your circumstances before making a personal recommendation.
02
Critical illness cover
Designed to provide financial breathing room following a specified serious diagnosis.
- May help reduce debts or ongoing costs
- Conditions and severity definitions vary
- Usually pays a lump sum after a valid claim
03
Income protection
Designed to replace part of your earnings if illness or injury prevents you working.
- Can support regular household commitments
- Benefits usually start after a waiting period
- Claim definitions and payment periods vary
Why Active Joe feels different
Selected protection rewards healthy living too.
On eligible plans, healthy activity contributes towards everyday rewards or benefits with participating partners. This brings protection closer to the life you live today.
Rewards, eligibility, partners and availability vary by policy and provider. Protection fit always comes first.Explore protection and rewards →Ready when you are
Not sure which cover fits?
Tell us what you want to protect. An authorised specialist can explain the options, trade-offs and important policy terms.
Start on WhatsAppUse the quick formYour enquiry is routed to the protection company for follow-up.