PLAIN-ENGLISH GUIDES
Protection guidance for real life.
Clear answers about life insurance, critical illness cover, income protection, discounted premiums and healthy-living rewards.
EXPLORE BY TOPIC
Find the guidance that fits your life.
Start with what matters to you. Each topic gives you clear information and a straightforward route to expert help.
Active lifestyles and rewardsProtection guidance for people who move, train and value healthy living.
Life insurance and discountsUnderstand costs, cover amounts and plans that begin with a discounted premium.
Private sick pay and incomeExplore how to protect your earnings if illness or injury stops you working.
Critical illness coverSee how a qualifying serious illness affects your finances and protection.
Families and mortgagesProtect the home, income and everyday commitments your family relies on.
Active jobs and self-employmentGuidance for fitness professionals, active occupations and people working for themselves.
NEW: GUIDE + FREE TOOL
Use the technology you already carry to see the income gap worth planning for.
Learn how everyday activity recorded by a phone, smartwatch or fitness tracker connects with healthy-living features on selected protection plans, then use the calculator to estimate the gap when sick pay ends.
POPULAR GUIDES
Clear answers to common protection questions.
How much does life insurance cost in the UK? →
How much life insurance do I need? →
What is income protection? →
Income protection or critical illness cover? →
Life insurance for gym-goers →
Protection for fitness professionals →
Life insurance for police, firefighters and Armed Forces → Life insurance for runners and cyclists →
Discounted life insurance without the gym →
Ready to protect what matters?
Tell us what you want to protect and choose a convenient time to be contacted. There is no obligation to proceed.
Start your enquiry →