Rewards and discounts

Get life insurance with a lower starting premium and rewards for healthy activity.

See how selected protection plans combine cover with an upfront discount, activity-based progress and everyday rewards. Then decide whether you want a regulated adviser to explain what may fit your needs.

What you can get

Four benefits available on selected plans.

The exact features depend on the product and provider. This explorer shows the types of value worth discussing.

From day one

A lower starting premium

Selected plans may begin below the provider’s standard premium. Your adviser can explain how the starting price works and what affects it over time.

Everyday activity

Movement that can count

Walking, workouts and other qualifying activity can contribute towards progress within participating healthy-living programmes.

Technology

Use devices you already carry

Compatible phones, smartwatches and fitness trackers can help record activity where the relevant programme supports them.

Ongoing value

Rewards beyond the policy

Selected plans can include offers, savings or partner benefits. Availability and qualification rules vary.

This is general information, not a promise of savings, rewards or suitability. Eligibility, underwriting, activity requirements and policy terms apply.

What happens next

See the benefits, then speak to an adviser.

Recognise your lifestyle

Start with the movement, habits or technology already familiar to you.

Explore the features

Understand the different ways selected plans can connect protection with healthy living.

Request a free quote

Tell us what you want to protect and choose a convenient contact time.

Discuss suitability

A regulated protection adviser explains products, costs, eligibility and terms.

Your everyday activity could earn rewards.

Take the 60-second protection check for a useful starting point, or request a free quote when you are ready to discuss protection.